Insurance

If you do not see your plan listed below, you may still have out-of-network benefits.

In-Network:
Lincoln Pastoral Counseling Services (doing business as Capstone Counseling), we work with a variety of insurance providers to ensure that our clients have access to the care they need. Some of the major insurance networks we are in network with include:

  • Blue Cross Blue Shield

  • Cigna PPO

  • Humana Insurance Company Choice Care Network

  • Optum Health Behavioral Solutions (formerly United Behavioral Health)

  • Optum Health Care Solutions

  • United Healthcare

Out of Network Providers:

  • Aetna

  • Allied Benefit Systems

  • Cigna Behavioral Health

  • Consociate

  • Health Alliance

  • Health Alliance Medical Plans

  • Healthlink Open Access

  • Healthlink PPO

  • Molina Healthcare of IL

  • UMR - Wausau (formerly Fiserv Health-Wausau Benefits/Benesight)

Important:

If your insurance does not cover counseling services, please discuss a sliding scale fee with your therapist.

If your insurance is not listed above, we may be able to apply for network participation. Please discuss this option with your therapist.

Fee Subsidy:

No one seeking help is ever turned away for lack of ability to pay full fee.

Capstone Counseling (LPCS) offers professional counseling and psychotherapy services to people in need with the option of fee subsidy. During the 2025 grant season, we have graciously accepted grant funding from the following organizations. The money received goes directly toward subsidizing sessions for people who do not have insurance coverage and are unable to pay the full-fee. Thank you to IL Prairie Community Foundation, United Way of Logan County, Eaton Corporation, Immanuel Lutheran Church and Community Foundation for the Land of Lincoln for your generous support of our subsidy program!

People who find the cost of professional help prohibitive can find quality, affordable help at Capstone Counseling…

  • The unemployed

  • Single parents

  • Independent students

  • Those of fixed incomes

  • Large families

Financial support for Capstone Counseling (LPCS) services comes from a wide variety of sources including:

  • Supporting Congregations

  • Individual Contributions

  • Program Fees

  • United Way

  • Fundraising Special Events